Spinjo Casino Review for Swedes

This Spinjo Casino review is information, not legal or tax advice. Verify current terms with the casino and your tax position with Skatteverket.

Spinjo Casino Deposits and Withdrawals 

Spinjo has several casino payment methods. The minimum deposit and withdrawal limits are 20 euros. Deposit methods include Visa, Mastercard, Maestro, bank transfer, Skrill, Neteller, and ecoPayz. But you can also deposit funds or top up your casino account via Paysafecard, Neosurf, MuchBetter, MiFinity, and other payment methods like Jeton, Pay4Fun, and Interact. 

It also supports cryptocurrency for deposits and withdrawals, including BTC, ETH, LTC, BCH, DOGE, and USDT. However, the best method for Swedes is Visa and Mastercard. If your card is connected to a Swedish bank, you can deposit funds instantly. 

When it comes to withdrawals, Visa and Mastercard are instant, e-wallets can take from 0 to 24 hours, and the traditional bank transfer can take up to 7 days. KYC approval is important before withdrawing money, and this process itself can take up to 3 to 5 days. 

Instant deposits via Mastercard or Visa card connected to a Swedish bank account is the major advantage for a player who wants to play at Spinjo. 

Casino Games at Spinjo 

The casino games section is divided into slots, megaways, bonus buy, hold & win, instant win, drops & wins, jackpot, and exclusive titles. These games come from popular developers like Pragmatic Play, Evolution, Play’n GO, BGaming, Playson, Hacksaw Gaming, and others. 

Live tables from Evolution, Pragmatic Play, PlayTech, LiveVegas, and Imagine Live offer games like roulette, blackjack, baccarat, poker, plus game shows like Crazy Time, Mega Wheel, and Sweet Bonanza Candyland. Although games run fine, we could not find RTP ranges. Likewise, we could not find an RNG audit certificate that we usually see on MGA-licensed casinos. 

Bonuses and Promotions 

The welcome casino bonus is up to 5,000 euros and 300 free spins across four deposits:

1. 100% up to 1,000 euros + 100 free spins 
2. 125% up to 1,000 euros + 50 free spins 
3. 75% up to 1,500 euros + 50 free spins
4. 125% up to 1,500 euros + 50 free spins

Other casino bonuses run weekly. Tuesday 50% up to 500 euros + 20 spins, Thursday 30% up to 500 euros with a 50-euro minimum, Friday 30% up to 100 euros, and Sunday 50 to 150 free spins by deposit size. Here are the rules that actually decide whether any of it is worth taking for Swedish players:

• 40x wagering on the bonus amount. 
• 5-euro maximum bet while a bonus is active, including bought bonus rounds and doubled bets. 
• 3 days to use the bonus and activate free spins. 
• Slots count 100%. Blackjack, roulette, poker, and video poker count 5%. 
• Live dealer games do not count toward wagering requirements. 
• Jackpot slots and a long list of games are excluded from bonus play. 
• No-deposit wins are capped at 50 euros, and cashback carries 10% wagering with a 10x win cap. 
• Bonus balances under 0.05 euros are canceled automatically. 

We deposited about 1,000 kr, around 90 euros, and took the 100% match. We needed around 3,600 of bonus turnover, at 5 euro per spin maximum, inside 3 days. That’s more than 700 max-bet spins. It was not workable for us and was quite unrealistic. Decline the bonus if you want to keep control of your money. 

Spinjo Casino License, Security, and Trust

Since 2019, Sweden’s Gambling Act 2018:1138 has required any casino offering real-money games to Swedish players to hold a license from Spelinspektionen. The regulator actively bans and blocks platforms that market to Swedes without one. 

Spinjo has an e-gaming license from the Tobique Gaming Commission, a First Nation regulator in New Brunswick, Canada, with the operating company registered in Costa Rica. Tobique is a fast, low-cost licensing route. It does set rules on independent game testing and player protection, but it is not a Swedish regulator, and it can’t enforce Swedish law for you. So, this means:

• Spelinspektionen can’t step in if a payout is refused or an account is closed. 
• None of Sweden’s mandatory deposit-limit or duty–of-care rules apply to you here. 
• Spelpaus only block operators licensed in Sweden. 
• Payments run on cards and e-wallets instead of Swedish rails you already trust. 

For Swedish residents, winnings from gambling arranged inside the EU/EEA are tax-free. Winnings from casinos outside the EU/EEA are taxed as capital income at 30%, and you have to declare them yourself. Spinjo’s is in Costa Rica under a Canadian First Nation license, so a win here most likely falls into the taxable group, and losses are not deductible.

Responsible Gambling and Support 

Spinjo has a weaker responsible gambling policy and tools than a Swedish-licensed site. 

• Deposit, loss, wager, and session limits, with sessions settable from 6 minutes upward. 
• Cooling-off periods of 1 week, 1 month, 3 months or 6 months. 
• Self-exclusion of 6 months, 9 months, 1 year or indefinite. 
• Links to Gamblers Anonymous, GamCare, and Gambling Therapy. 
• Parental filter software suggestions. 
• 18+ only, with ID checks to keep minors out. 

Spinjo says crypto deposit limits can’t always be applied, so a deposit cap may not hold if you fund with crypto. And once you self-exclude, you can’t withdraw your remaining balance yourself. You have to email the support team and wait for a reply with a responsible timeframe with no deadline promised. If limits are your safety net rather than a convenience, Spelpaus at a licensed Swedish site is the far stronger tool. 

24/7 live chat, plus email, and a short FAQ section are the support channels at Spinjo Casino. There is no phone number and no postal complaints address on the support page. For anything involving money, use email so you keep a written record. 

Do you need support? Self-exclude at Spelpaus, call Stodlinjen on 020-81 91 00, or reach out to Gambling Therapy. 18+ only. Gambling should be entertainment and pure entertainment only. It is never a way to make money. 

Should You Play at Spinjo Casino

Skip Spinjo Casino if you have ever used Spelpaus. If you want Swedish consumer protection behind your money, don’t sign up or play here. If you need SEK and BankID, or if you would rather not deal with a tax declaration after a win, skip this platform. 

Consider Spinjo Casino if you gamble small amounts for entertainment, and that you are comfortable with crypto payments, and that you can accept offshore risk with clear eyes, and you plan to withdraw promptly instead of building a large balance on site.

The good thing about this platform is that you can deposit and withdraw funds quickly via Mastercard and Visa if they are connected to your Swedish bank account.