Casinos Without Swedish License

Quick Take: Casinos Without a Swedish License

• No Spelpaus Connection: These are not connected to the Swedish national self-exclusion registry. If you have blocked yourself via Spelpaus, you can still access these sites, which carry significant personal risk. 
• Slower Withdrawals: Automated BankID payouts are common in Sweden. However, international casinos often require manual approval. You should expect a 24-hour to 72-hour pending period for most methods. 
• Payment Blocking: Some Swedish banks or card issuers may decline payments to foreign gambling sites or merchants. Acceptance varies by bank and payment channel. You may need an intermediary like an e-wallet (Skrill, MiFinity, Jeton) or cryptocurrency. 
• Tax Responsibility: Winnings from outside the EU or EEA are generally taxable (30%). Winnings from within the EU, such as in Malta casinos, are usually tax-free if the site does not target Swedish players. If in doubt, assume it is taxable. 
• Manual KYC: You will likely need to upload photos of your ID and utility bills before your first withdrawal. Pay N Play casinos are rarely available internationally. 

First-Hand Casino Testing Data: What to Expect

We conduct real-money tests on the platforms to ensure our information is accurate. The process involves testing the deposit processes with Swedish payment methods, analyzing bonus terms, and verifying actual withdrawal speeds and the KYC (Know Your Customer) procedure. 

Here is a summary of the data from our recent test batch:

Practical Insights from Our Offshore Casino Audits

Here are the three practical realities you should prepare for when playing at offshore casinos. These findings are based on our real-money testing and analysis of casinos not licensed by the Swedish authorities. 

Payment Blocking is Active

Swedish banks may block certain third-party processors. During our test at Lucky Trunk, our bank immediately declined the Apple Pay transaction. 

We had to bypass this by manually entering our Mastercard details into the cashier. Therefore, always have an alternative payment method. 

Variable Customer Support Standards

If you are used to the instant live chat responses common in Swedish-licensed casinos, the international standard may be a downgrade. 

At Free Spinza, we could not reach a human agent via chat, and an email query took over a week to resolve. 

Restrictive Bonus Terms

Offshore casino bonuses are usually significant, but the math is generally restrictive. For example, we actively declined the welcome package at Lucky Trunk because the terms capped potential winnings at 3x the deposit amount. 

Always check the terms before claiming a bonus, as high wagering requirements or win caps can negate the value of the promotion. 

Important: For full transparency, including unedited screenshots of our deposit receipts, KYC uploads, and withdrawal proofs, please refer to our individual detailed reviews.

Meet Our Team

Our team consists of real players and industry reviewers who conduct real-money tests and audits for our reviews and guides. We focus on experience and transparent data to help you with the international casinos. 

Jaser: Founder and Lead Tester

Jaser is the founder of this company, “Casinos Without Swedish License.” He is a native Swedish casino player with 15 years of iGaming industry experience. His work has focused entirely on online gambling platforms for the last 8 years. His priority is finding platforms with fair bonus terms, reliable banking options, and exposing real risks of playing outside the Swedish regulatory system. 

Janie Brooks: Sportsbook and iGaming Expert

Janie is our iGaming expert with over 8 years of experience writing detailed casino reviews. She brings personal experience playing on global betting sites. She specializes in online sports betting, helping Swedish bettors understand where to find the most competitive betting odds and how to choose a reliable sportsbook that actually accepts Swedish users.

Qazi Raza: Casino Editor and Verification Specialist

Qazi is the casino editor who oversees our content accuracy and testing standards. He monitors unlicensed gaming websites to determine which ones have basic security controls and which ones process secure payouts. He specializes in withdrawal verification and shares direct tips to help players make betting decisions when they choose to access offshore casinos. 

What are Casinos Without a Swedish License?

When you see the term “casinos without Swedish license,” it means online gambling sites that accept players from Sweden but don’t have a commercial license issued by the Swedish Gambling Authority (Spelinspektionen). 

These casinos are regulated by other jurisdictions. The most common licenses are from Malta (MGA), Estonia (EMTA), the Island of Anjouan, and Curacao. These are often called “offshore” or “international casinos” in the gambling industry. 

The Swedish license focuses on maximum player protection. Bonuses are limited to one per player, and there is a mandatory 3-second pause between slot spins. 

Casinos with no Swedish license can offer loyalty programs, recurring bonuses, and faster game mechanics like Autoplay. However, you lose the protection of Swedish Consumer Laws (ARN) if a dispute arises. 

What Does It Not Automatically Mean?

• It is not Illegal for you: There is no law prohibiting a Swedish individual from playing at these sites. The regulations target the companies, preventing them from advertising in Swedish media, not the players. 
• It is not a Guarantee of Safety: Although international casinos are publicly listed companies, there are also unlicensed “rogue” sites. You should verify the license yourself. Read our checklist below. 

Pros and Cons of Offshore Casinos for Swedes

Pros

• Bonus Consistency: Access to weekly reload bonuses, cashback, and VIP programs. 
• Game Features: Mechanics like Turbo Spins and Bonus are generally available. 
• Crypto Payments: Many Curacao-licensed sites accept Bitcoin, USDT, and other cryptocurrencies. 
• Global Library: Access to game providers that may not be active in the Swedish market. 

Cons

• Spelpaus Safety: You can’t see the national block button to stop playing. 
• Local Support: Customer service is almost exclusively in English. 
• BankID Ease: You usually can’t use BankID for login or instant registration. 
• Dispute Power: Resolving complaints can be slower and more complex compared to Swedish gambling-related dispute procedures. 

Swedish License vs Non-Swedish License

The game experience is fundamentally different depending on the jurisdiction. You can expect:

Oversight and Standards

A Swedish license has strict enforcement, which means casinos must monitor gambling behavior and take measures to protect players from excessive gambling. 

Remember, this is called “duty of care.” Likewise, Spelinspektionen has heavily restricted marketing for platforms operating from Sweden. 

On the other hand, EMTA and MGA casino licenses are EU-based and have high standards for fairness and Anti-Money Laundering (AML). 

Responsible gambling tools are required, but they are generally less intrusive regarding deposit patterns than in Sweden. 

Curacao casino licenses focus more on business enablement. Although reputable sites exist, player protection during disputes is historically weaker here. 

Bonuses and Promotions

The Swedish cap is strict, which means casinos can only offer one bonus per player. On the other hand, the international norms are different, which means offshore casinos use bonuses to retain players. 

You often see welcome packages, which are bonuses on your first 3 or 4 deposits. Rakeback promotions are a percentage of every bet returned to you, and these are common on crypto casino sites. 

You may also see Loyalty Points, which are systems where wagering earns points. Later, you can convert these points to cash. 

Game Speed and RTP

Swedish slots usually enforce a 3-second delay between rounds. International slots often spin as fast as the software allows. 

Be aware that some casinos without a Swedish license may lower the RTP (Return to Player) setting on popular slots, for example, from 96% down to 94%, to cover operating costs. 

You should check the “Game Info” inside the slot to verify the theoretical payout before playing. 

Player Protection & Responsible Gambling

If you have a history of gambling issues, please read this carefully. 

Spelpaus

Spelpaus is the Swedish national self-exclusion register. It blocks access to all gambling licensed in Sweden (online, land-based, and store terminals). 

However, it can’t block access to casinos licensed outside Sweden. The Swedish authorities have no jurisdiction to force a foreign company to disconnect you. 

Important: If you have self-excluded via Spelpaus because you felt you were losing control, seeking out non-licensed casinos is a high-risk behavior. 

Tools to Look For on any Site 

Responsible casino sites usually provide voluntary tools. You should verify that these tools exist on the site before you deposit money. Important safety tools are:

• Deposit Limits: You can cap your spending daily, weekly, or monthly. 
• Loss Limits: A cap on how much real money you can lose. 
• Self-Exclusion: A button to block your account on that specific site indefinitely. 

Red Flags

• The site mentions tools in the FAQ, but they are missing from your account dashboard. 
• You send an email to the support team to set a limit (this can add a delay). 
• Live chat agents easily accept your request and reverse self-exclusion.

Payments, Withdrawals & Verification

Instant Banking: Trustly, Zimpler, and Brite are Swedish services. While they appear on many international sites, some Swedish banks or card issuers may decline payments to foreign gambling sites. Likewise, acceptance of a payment method depends on the bank and payment route. 

Cards (Visa and Mastercard): The issuing bank often declines direct deposits. However, some casinos use payment processors that code the transaction differently, so acceptance varies. 

E-Wallets (MiFinity, Jeton, Payz): These are usually the most reliable methods. You load the wallet via bank transfer or card, then deposit funds in your casino account from the wallet. So, this acts as a buffer. 

Crypto (Bitcoin/USDT): These are very common on Curacao-licensed casino sites and have a high success rate for deposits. However, these require technical knowledge of wallets and network fees. 

Swish is Not Available

Players in Sweden are used to using Swish for fast and easy mobile casino payments. However, you should know that Swish is not supported at casinos without a Swedish license. 

You won’t find it on international sites. In addition, you won’t find native casino apps for these sites in the Swedish Apple App Store or Google Play Store because of regional blocks. You should play directly in your mobile web browser. 

Withdrawals and Fast Payouts

Even if you use a fast method like crypto, the casino often has a manual pending period between 24 and 72 hours to check for fraud or bonus abuse. 

Most offshore casinos operate in EUR or USD. If your card is in SEK, you may lose 1% to 3% in exchange fees on both deposits and withdrawals. 

KYC and AML 

Unlike Sweden, where BankID handles verification instantly, casinos without a license rely on document uploads. It usually happens upon your first withdrawal request or when cumulative deposits reach €2,000. Standard documents are:

• ID: Passport or National ID card. 
• Proof of Address: Utility bill or bank statement dated within 3 months. 
• Proof of Payment: Screenshot of the e-wallet or photo of the card used with sensitive digits covered. 

Bonuses & Terms: What To Read Before Claiming

Casino bonuses in sites without a Swedish license are larger but come with stricter rules. The platform can void your winnings if you violate the rules. 

Wagering Requirements: The standard wagering requirements are 30x to 40x on the bonus amount. High-risk wagering requirements are 50x or more. Deceptive playthrough rules are 30x on “Deposit + Bonus” because this doubles the requirement. 

Max Bet Rule: Most non-Swedish bonuses limit your bet to €5, which is approximately 55 SEK, per spin. If you bet €6 even once, you risk forfeiting the entire bonus and associated winnings. 

Game Weighting: Slots usually contribute 100% to wagering. Live Casino and Table Casino Games often contribute 0% or 10%. Check the terms for a list of high-RTP slots like Blood Suckers because these might be forbidden when playing with bonus money. 

There are sticky and non-sticky bonuses. Non-sticky means you play with real money first. If you win, you can drop the bonus and withdraw. Thus, this is the player-friendly option. On the other hand, sticky bonuses mean your real money is locked with the bonus until wagering is complete. 

The Risk of Using a VPN

Many players in Sweden use a VPN to access casino websites that are blocked in the region. You should be very careful with thin. Most offshore casinos have a strict rule against using a VPN in their terms and conditions. 

If you use a VPN to hide your location and register, the casino may legally close your account and forfeit all your winnings during KYC document verification. Therefore, always read the rules to see if VPN usage is allowed before you deposit money. 

How to Evaluate a Casino?

Perform this 2-minute audit before registering. 

Safety-First Checklist (Yes/No)

1. License verification: Scroll to the footer. Is there a clickable seal? For MGA and EMTA, does it open a valid certificate on the regulator’s domain? For Curacao, look for a license number and verify it via the regulator’s portal, where available. (Yes/No)
2. Ownership Clarity: Is the company name and registered address listed? (Yes/No)
3. T&C Visibility: Are Bonus Terms separate and easy to find? (Yes/No)
4. Responsible Gambling: Can you set a deposit limit in your profile without contacting support? (Yes/No)
5. Support Check: Open Live Chat and ask a simple question. For example, what is the max withdrawal? Do you get a human answer reasonably fast? (Yes/No)

Signs of a Good Operator

• Clear information on withdrawal limits, such as €5,000 per week. 
• Partnership with credible studios like NetEnt, Evolution, and Play’n GO. 
• HTTPS encryption by checking the padlock icon in the URL bar. 

Warning Signs

You should walk away if:

• The license seal is just a static image and not clickable. 
• Terms include vague clauses like “Management reserves the right to change terms without notice.”
• The website has broken English or outdated headers.

Who are Casinos without a Swedish License Suitable For?

Playing without a Swedish license requires more diligence from you as a player. These casinos might suit you if you are:

• Disciplined with your budget and play time. 
• Understand how to read and follow bonus terms strictly
• Looking for specific features, such as bonus buys and loyalty programs, not available locally. 
• Comfortable using alternative payment methods like e-wallets. 

Who are these Casinos not Suitable For?

Casinos without a license from Spelinspektionen are not suitable for you if you:

• Rely on Spelpaus to control your gambling because playing here defeats that protection. 
• Chase losses because the speed of play and lack of mandatory delays can deplete funds quickly. 
• Want guaranteed tax-free winnings and easy BankID login. 

If you feel your gambling is becoming a problem, don’t sign up. Seek help from Stödlinjen.se or use blocking software like Gamban.